1. Home
  2.  → Personal Bankruptcy

Helping You Get Your Finances Back on Track

We can help you explore your options if are facing excessive debt and considering a bankruptcy filing. If bankruptcy seems to be your best option, we’ll help you determine what type of bankruptcy will be best and help you through the process of filing. If other options would be a better fit, we will advise you of those and then guide you accordingly.

Years Of Experience In Helping Our Clients Find The Best Solutions

For almost 40 years,  we have helped people in the Twin Cities and the surrounding areas find a fresh start through bankruptcy or other options. We will work with you to find the best solution for your individual situation.

At Caldecott & Forro, P.L.C., we aren’t simply a paper mill. We don’t take your information and turn it over to data entry people. We sit down and talk with you about:

  • Your debt issues
  • Your assets and income level
  • Why you want to file
  • How you got in to your financial situation 

We understand that bankruptcy is not always the best option for everyone. We will analyze your individual situation to determine the best option for you. If you need bankruptcy protection, we can prepare and file your case. Here is a recent article we published on things to consider before filing for bankruptcy protection.

Chapter 13 – Enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over the course of three to five years.

Chapter 7 – Sometimes called a “liquidation bankruptcy,” this option allows you to discharge certain debts if you meet a “means test” that takes into account the amount of debt you owe and your income and assets.

Regardless of your choice, our attorneys will give your case the personal attention it deserves. We will help pursue the best outcome possible in order to help you get your financial life back on track.

We Help You Pursue The Debt Relief You Need

Over the years, we have helped many people throughout Minnesota get back on track through bankruptcy. We would like to talk with you about the positive results we have achieved in helping people file bankruptcy or utilize other options for debt relief.

Free Initial Consultations To New Clients

Contact us for a free consultation if you are considering filing bankruptcy and would like assistance. We look forward to giving your case the personal attention it deserves. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.